Category Archives: Uncategorized

  Under the old rules, the underwriting rules we’ve lived by for decades, health insurance premiums were determined by risk.  Healthy people paid less than those that weren’t.  We asked questions such as: Do you smoke? What is your height … Continue reading →

William was damned near ecstatic.   My client had a right to be.  William is a 57 year old self-employed Republican pragmatist.  He is also very unhealthy.  There are no imminent threats.  He just suffers from the kinds of things that … Continue reading →

This is a blog.  You, Dear Readers, are viewing this online either on the blog’s home site or on the AOL Patch System.  You are comfortable online and this is probably only one of several blogs that you read on … Continue reading →

  The car was careening down the hill.  The driver, desperate to stop, never touched the brake pedal.  Instead, he grabbed the emergency parking lever with both hands and violently pulled it towards himself.  It snapped off!  The car picked … Continue reading →

Gary may be a federal employee.  He might be the employee of a federal contractor.  I can’t say.  We were having our third conversation as he tried to solve the ongoing problems with the CMS Enterprise Portal, a multi-purpose site … Continue reading →

I have a quick question for the business owners in the audience – How’s it going?  Been busy?  Terrific.  I hate to bother you, but the U.S. Government has another job for you.  You are going to help steer Americans … Continue reading →

It was Chicken Cordon Bleu prepared by a lifelong vegetarian.  It was a doctoral thesis that had been assigned to an illiterate.  It was how I spent four hours and ten minutes Saturday evening.  It was the federal government’s online … Continue reading →

There was a time when children would ask a parent or a teacher how to spell a particular word.  The adult would inevitably send us to the dictionary.  This would often prove to be a lesson in self-reliance, problem solving, … Continue reading →

A billion here, a billion there, and pretty soon you’re talking real money. Senator Everett McKinley Dirksen (1896-1969)  The new rates are out!  The new rates are out!  The Cleveland Plain Dealer reported today (won’t be able to say that … Continue reading →

I used to be a hero.  At one point we had quite a few nanny placement services in Greater Cleveland and many of the young women were hired to work in New York.  Most of these agencies referred their clients, … Continue reading →