Category Archives: Uncategorized

The news can be so depressing. Bad news 24/7. It is hard to believe, based on what is reported on FOX, MSNBC, or even CNN, that anything is getting done in Washington. And that is why I am particularly happy … Continue reading →

The check came in the mail earlier this week. My check. Made out to me personally. And I couldn’t be happier. One of the most touted provisions of the Patient Protection and Affordable Care Act (PPACA) is the MLR, Medical … Continue reading →

Above is my picture of Speaker of The House John Boehner. It is an empty wall. John Boehner is consistent, bland, a blank slate perfect for you to project your darkest fears. John Boehner is everything you don’t want him … Continue reading →

We are only a few months away for the next Open Enrollment, the annual opportunity to rethink your individual health insurance policy.   Many of you earn too much or too little to qualify for a Tax Credit Subsidy. If you … Continue reading →

Some teachers counted pages. Some counted words. If you were assigned five pages, you had to produce at least five pages. A little extra couldn’t hurt. When my teachers asked for 500 words, I tried to deliver between 550 and … Continue reading →

What was it? What were you supposed to get done last week? Wash the car? School shopping with the kids? What about FILE YOUR TAXES? 4.5 million households received a Tax Credit Subsidy to help to pay for their 2014 … Continue reading →

At some point you have to trust someone. Or not. You have just received devastating news from your physician. You have a serious medical condition. Scenario #1 – Your doctor suggests an aggressive course of treatment. Extensive and expensive. It … Continue reading →

Most of my clients are the owners of small businesses, really small.  Lots of my guys have fewer than ten employees.  When we talk about employee benefits we are discussing their money.  Every premium increase is a direct hit on their … Continue reading →

The Supreme Court had reached a decision.  The excitement grew in intensity as news of the ruling spread across the capitol.  Washington was awash in celebrations, both public and private.  Private because this was news that some could only appreciate, … Continue reading →

I got my first call last week from my client Wendy who is not only a talented real estate agent, but also someone who reads all of her mail. She recognized the correspondence “from” Medical Mutual of Ohio as possibly … Continue reading →