Author Archives: dave@cunixinsurance.com

The Fifth Risk

Posted on April 5, 2019 by dave@cunixinsurance.com

One way to describe The Fifth Risk is “as the danger a society runs when it falls into the habit of responding to long-term risks with short term solutions.”* I am sitting on a beach in Riviera Maya, a lovely … Continue reading →

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One Step Forward

Posted on March 19, 2019 by dave@cunixinsurance.com

  My last blog post, Just Another Boring Week In Washington DC, reviewed my annual trip to Washington to discuss health insurance issues with our elected representatives and their staffs.  Health insurance agents have both a real understanding of how … Continue reading →

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Just Another Boring Week In Washington DC

Posted on March 7, 2019 by dave@cunixinsurance.com

It was just another boring week in Washington DC.  Nothing going on.  True, the president’s former attorney and fixer, Michael Cohen, was staying at the same hotel as we were.  We happened upon the hearings while we were walking through … Continue reading →

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Health Care Down Under

Posted on February 18, 2019 by dave@cunixinsurance.com

“Here’s an example of the mindset we have here that is second to none: It’s called the TAC – the Transport Accident Commission. Put simply, each of us pays a very small tax each pay check on a sliding scale … Continue reading →

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The Tenth Blogiversary of Health Insurance Issues With Dave

Posted on February 2, 2019 by dave@cunixinsurance.com

Point of Personal Privilege – This post, the 266th, marks the tenth anniversary of Health Insurance Issues With Dave.  I could not have achieved this milestone without you, the readers.  My one year anniversary post thanked Brad Kleinman and David … Continue reading →

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We Need Water

Posted on February 2, 2019 by dave@cunixinsurance.com

Ten days in the desert. Dry. Dirty. Thirsty. Very, very thirsty. And there, on a make-shift table, is a pitcher containing a liquid. Some people would simply drink the liquid, no questions asked. Some people might first try to make … Continue reading →

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Baby Steps

Posted on January 11, 2019 by dave@cunixinsurance.com

Health Care Reality – You don’t have any privacy and there really isn’t any such thing as transparency. Your mail boxes are littered with privacy notices from your doctor, your insurance agent, and every enterprise that you have ever done … Continue reading →

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He Doesn’t Give A Damn

Posted on December 16, 2018 by dave@cunixinsurance.com

I was lamenting Friday night’s court decision in Texas.  Across from me was a doctor, a really smart guy, who was not displeased.  Upon prodding he finally agreed that many people, perhaps millions of Americans, might have reason to be … Continue reading →

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Beating The System

Posted on December 10, 2018 by dave@cunixinsurance.com

Open Enrollment season is coming to a close. The big challenge in Ohio is to pick the health insurance plan that will give you access to the doctors and hospitals you would want to utilize if you get sick or … Continue reading →

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Today’s Question

Posted on November 19, 2018 by dave@cunixinsurance.com

It is Open Enrollment here at Cunix Insurance Services. In eight short weeks I will email or talk with close to 500 people.  I have six to eight appointments in my office every day.  And it really doesn’t matter if … Continue reading →

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