Author Archives: dave@cunixinsurance.com

Procrastinators Rejoice!

Elections do have consequences.  Four years ago the Patient Protection and Affordable Care Act (Obamacare) was under attack. We were preparing for the first Open Enrollment under the Trump administration.  Funding for the Cost Share Reduction had been eliminated which … Continue reading

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Your Money Is Only Whispering

My friend was trying to prove that it is never too late to get interested and involved in politics.  Ralph (name changed) finally got excited about a political candidate and donated money to the campaign.  How much?  Let’s just say … Continue reading

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Donald And Susan Deserve Better

Donald needed to talk.  He was very upset.  He and his wife, Susan (names changed), moved to Greater Cleveland in 2020.  He came to see me for health insurance when his COBRA ended.  They had a choice between Medical Mutual … Continue reading

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What Changed?

It is entirely fair and reasonable to ask, “What changed?”  What is the difference between purchasing a health policy now in July 2021 vs. twelve years ago in 2009?  And yes, there are significant differences.  Here are a few: Insurance … Continue reading

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More Good News!

  The current Special Open Enrollment Period will come to an end on August 15th.   Many of you have taken advantage of the changes in the Tax Credit Subsidy.  Several of my clients have saved over $1,000 per month!  We … Continue reading

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They Don’t Have A Leg To Stand On

“What right does Texas have to take away my insurance?”  I can’t tell you how many times my clients have asked me that question.  The Texas Lawsuit has weighed heavily on many of my clients, especially those with preexisting conditions.  … Continue reading

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The Impact Of External Pressure

Richard Stengel, the former Editor of Time Magazine and Under Secretary of State during the Obama administration, said something on TV the other day that stopped the other guests in their tracks.  “The same fire that melts the butter, hardens … Continue reading

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Getting To Work

Here is a problem.  You live in Mayfield Heights and your job is in Strongsville, about 30 miles away.  Worse, you hate your old car, it is unreliable, gets terrible gas mileage, and needs expensive repairs.  Do you Get a … Continue reading

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We May Not Be Able To Prevent This

What image comes to your mind when you hear the word “Texas”?  Do you see cowboys and old Westerns?  Do you see Ted Cruz boarding a plane to Mexico while over half of his constituents were sitting in the dark … Continue reading

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The News Is Good

We are getting a better understanding of the American Rescue Plan Act of 2021 and how it will impact your health insurance if you are under age 65 and buying your own policy.  Much of the focus on the recently … Continue reading

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