Author Archives: dave@cunixinsurance.com

Mr. Cunix Goes To Washington

Posted on March 6, 2023 by dave@cunixinsurance.com

You either believe or you don’t.  Mark me down as one who believes.  I believe in the fundamental promise of the United States, that all men are created equal (even when we fail miserably at that ideal), that we can … Continue reading →

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Cone Of Silence

Posted on September 19, 2022 by dave@cunixinsurance.com

Those of us over the age of 60 are used to receiving an incredible amount of junk mail.  I am, of course, referring to the unrequested, unwanted, and unneeded solicitations from Medicare insurers, call centers, and marketing associations.  Many of … Continue reading →

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When The Goal Is FAILURE

Posted on May 17, 2022 by dave@cunixinsurance.com

The answer was, “NO”.  I hate to say, “No”, and I hate to disappoint a perspective client.  And yes, I hate to fail.  Joseph (name changed) has had a lot of disappointing news lately.  Joe has worked for the same … Continue reading →

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A Glitch Can Be Fixed

Posted on April 11, 2022 by dave@cunixinsurance.com

It may have been on my first day as an insurance agent.  It could have been the second.  Regardless, this was one of the first and most important lessons I learned about employer-sponsored group health insurance: The purpose of group … Continue reading →

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Blog-Mitzvah, The Thirteenth Anniversary Of Health Insurance Issues With Dave

Posted on February 11, 2022 by dave@cunixinsurance.com

Today’s post marks the thirteenth anniversary of Health Insurance Issues With Dave.  Thirteen years and 325 posts.  A surprisingly large number of you have been regular readers for years.  Others, like some agents in Arizona and California, are new to … Continue reading →

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Forever Young

Posted on December 23, 2021 by dave@cunixinsurance.com

Sally’s phone was buzzing.  It must be important.  It was a text message at 7:30 on a Saturday morning.  She checked her phone.  It was another message from healthcare.gov.  I asked her how often the marketplace was sending a 66 … Continue reading →

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Second Notice!

Posted on November 16, 2021 by dave@cunixinsurance.com

We got the envelope in the mail on Friday.  Second Notice!  The nerve of us.  We had failed to respond to the first solicitation and now we were being admonished with this, our second notice.  How dare us?  Why didn’t … Continue reading →

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The Ghost Of Ronald Reagan

Posted on October 18, 2021 by dave@cunixinsurance.com

  Can’t Buy A Thrill Can Always Spot A Shill We are about to enter Open Enrollment season.  There are lots of commercials on television hawking plans for those of you under age 65 elbowing their way between the ads … Continue reading →

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Procrastinators Rejoice!

Posted on September 21, 2021 by dave@cunixinsurance.com

Elections do have consequences.  Four years ago the Patient Protection and Affordable Care Act (Obamacare) was under attack. We were preparing for the first Open Enrollment under the Trump administration.  Funding for the Cost Share Reduction had been eliminated which … Continue reading →

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Your Money Is Only Whispering

Posted on September 9, 2021 by dave@cunixinsurance.com

My friend was trying to prove that it is never too late to get interested and involved in politics.  Ralph (name changed) finally got excited about a political candidate and donated money to the campaign.  How much?  Let’s just say … Continue reading →

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