Author Archives: dave@cunixinsurance.com

The Ghostwriter

  What do rock stars, great athletes, and your health insurance company have in common?  Ghostwriters.  We know, instinctively, that a paid professional collected the recollections of the guitar slinger or the Hall of Fame running back and crafted a … Continue reading

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The Fight For Intellectual Honesty

There will be no phone calls and I am not expecting an email. I still, for no apparent reason, believe that our elected representatives will rise above the pettiness of partisan politics and do their jobs.  It is, in part, … Continue reading

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The Game

I have referred to this contest, the seemingly endless series of one-upmanship as the GAME.  Picture, if you will a pendulum that swings not just back and forth but actually between three points.  One point is the medical providers.  Another … Continue reading

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Stuck On The Bus

The bus stopped right in front of my office.  I knew this because the driver often blocked the exit from our Chagrin Blvd. building.  And there I was, about a dozen years ago, riding the RTA to work.  I had … Continue reading

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The Not Ready For Primetime Players

It was another one of those meetings.  The regional manager of some insurance company spoke for two hours.  No handouts.  No collateral.  Two hours of power point.  The important stuff was glazed over or skipped entirely.  He returned to the … Continue reading

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The CPA Enrichment Act of 2010

The Patient Protection and Affordable Care Act (PPACA) requires most Americans to have health insurance.  This is the Individual Mandate.  Failing to purchase coverage without a good excuse will cost you a fine, the Shared Responsibility Payment.  How will the … Continue reading

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Nope, Not Today

. Juan (name changed) used to have health insurance.  Over the years Juan had been covered by his employer, his wife’s employer, and for the last several years he had been insured through an individual health plan that he had … Continue reading

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Beep Beep

The Chase.  The endless effort to reach that which is just beyond our grasp has piqued our imagination since we, as small children, watched the Coyote try to capture the Roadrunner.  We knew, instinctively, that the Coyote would never succeed.  … Continue reading

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Muhammad Ali

The late George Carlin had a great bit about the Champ, Muhammad Ali, who was prosecuted by the federal government for refusing to participate in the draft and take a free trip to Vietnam.    As Carlin pointed out, Muhammad Ali’s … Continue reading

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Corporations Are People (When It’s Convenient)

You are cordially invited to a very special Bar Mitzvah as Bogart, Cunix & Browning LLC becomes a man.  Please join us at Temple Azrikim Hamochdim (Temple Citizens United) on Saturday, January 7, 2023.  Services begin at 10 AM.  The … Continue reading

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