Author Archives: dave@cunixinsurance.com

The Disqualifier

  The couple desperately needed health insurance.  Their current health policy, purchased through COBRA, was about to end and the woman was pregnant.  She was a former banker and he was a private money manager.  Even though I had found … Continue reading

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Another Bite Of The Apple

  Are you feeling left out?  Do you long for the warm afterglow only experienced by the properly insured?  Are you ready to come in from the cold?  If you answered YES then you may be in luck.  The federal … Continue reading

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Shopping At Garage Sales In Alternate Universes

February 2015 – Washington DC There are only two groups of tourists to our nation’s capital in the dead of winter, 8th graders with their teachers and chaperones and constituent visitors otherwise known as unpaid lobbyists.  It has been a … Continue reading

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Freeze Tag

Today’s edition of Health Insurance Issues With Dave may provide relief and cause panic.  Many of you will be relieved to know that the title is not a Frozen reference.  This is a Disney-free zone.  And way too many of … Continue reading

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Jaywalking

        We’ll return to Health Insurance Issues With Dave after this quick ethics test: You are standing at the corner of Mayfield Road and SOM Center at 2 AM.  The light is red and the crosswalk sign … Continue reading

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January 2015 Update

We are now two-thirds through this year’s open enrollment period.  This blog and client update will be published the week of January 19th once I return from vacation.  I am actually writing it on the 15th, the February 1st cut-off, … Continue reading

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When Trust Is No Longer An Option

The client was more than a little agitated.  She also wasn’t reticent about sharing her displeasure with me.  She and her husband had purchased excellent coverage for themselves and their employees.  Since this was about twenty years ago in the … Continue reading

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The House Always Wins

  The dealer wasn’t pleased.  There I was, sitting on a 9 and a 3, and I wasn’t taking a card.  “Are you sure”, he asked.  “Yeah, I’m cool.”  His up card was a queen.  He shook his head and … Continue reading

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The Day We All Lost

I have been dreading this day for almost five years.  Bill Clinton, a man known for both his incredible weaknesses as much as for his successes was, above all, candid about his goals for his health care program.  In September … Continue reading

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Running Out The Clock

  Dean Smith knew how to take the air out of the ball.  Once he had the lead he had his team run the 4 corners offense, which is really just as much a defense as it is an offense, … Continue reading

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