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Author Archives: dave@cunixinsurance.com
Platinum, Gold, Silver, Bronze, Lead
The Metal Tiers were a key component of the Patient Protection and Affordable Care Act (Obamacare). The idea was to force all policies (square pegs) into four levels of coverage (round holes). The metal tier would allow you to … Continue reading
Posted in Uncategorized
Tagged deductible, dirty water, health insurance, out-of-pocket, tiers
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Notes On Napkins
It was a warm spring evening. Warm enough for the guys to sit on the whiskey bar’s patio. The group, a restaurateur, an insurance agent, a physical therapist, a scrap metals guy, and an attorney (isn’t there always an … Continue reading
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Ignorance Is Bliss
The United States is a true super power. We have wealth, power, and almost unlimited resources. What we lack, what we desperately need, is more intellectual honesty. There is no reason to believe that that is going to change anytime … Continue reading
Time For A Little Firesign Theater
The real name for this post would have been How Can You Be in Two Places at Once When You’re Not Anywhere at All. The link to the 1969 Firesign Theater album will let you listen to the album while … Continue reading
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Running On Empty
Representative Steve King represents Ethanol. I mean Iowa. With an almost unlimited supply of taxpayer supported fake fuel it would seem impossible to imagine Rep. King running out of gas. But he has. Representative King has very little energy. Here, … Continue reading
Why Do You Have An HSA?
The presents have been opened and some have already been exchanged. Now it is time to take stock of what we actually purchased for ourselves and our families this year. And while we are second-guessing that hoverboard decision, we … Continue reading
No Client Left Behind
The Patient Protection and Affordable Care Act (PPACA or Obamacare) is the insurance equivalent of No Child Left Behind – incredibly frustrating and just as many mindless tests. We are now through the first phase of this year’s Open Enrollment … Continue reading
How Many 4th Graders Support Donald Trump?
We interrupt this blog for Breaking News. We have the results from the latest poll. We asked the students of Mr. Miller’s 4th grade class, here in East Podunk, Ohio, who they would vote for if the election was held … Continue reading
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A Glimmer Of Hope
The news can be so depressing. Bad news 24/7. It is hard to believe, based on what is reported on FOX, MSNBC, or even CNN, that anything is getting done in Washington. And that is why I am particularly happy … Continue reading
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4 Comments
I’m Rich! I’m Rich!
The check came in the mail earlier this week. My check. Made out to me personally. And I couldn’t be happier. One of the most touted provisions of the Patient Protection and Affordable Care Act (PPACA) is the MLR, Medical … Continue reading
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